Privacy Policy

Effective Date: March 2026

1. Introduction

Routine Guru ("we", "our", or "us") is a personal utility project operating in a free private beta. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application and website.

2. Information We Collect

• Account Data: Email address and authentication tokens via Google/Apple Auth.
• Financial Data: Bank account balances and transaction data read via Plaid. We do not store your bank login credentials.
• Receipt Images: Photos of receipts you upload, which are processed by AI and securely stored.

3. How We Use Your Data

Your data is used strictly to provide the Routine Guru service: categorizing your spending, calculating your "Time-to-Freedom" metrics, and sending you proactive budget alerts. We do not and will never sell your personal or financial data to third parties.

4. Third-Party Services

We use trusted third-party services to operate the app:

• Plaid: To securely link your financial accounts. By using Routine Guru, you agree to Plaid's Privacy Policy.
• Google Gemini AI: To perform OCR and categorize receipt data.
• Supabase: For secure cloud storage of receipt images.