Effective Date: March 2026
By accessing or using Routine Guru, you agree to be bound by these Terms of Service. Routine Guru is currently provided as a free, experimental Beta and a personal utility project.
Routine Guru is not a financial advisor. The calculations, insights, and "Time-to-Freedom" metrics provided by the app are for informational and behavioral coaching purposes only. You are solely responsible for your own financial decisions.
We use Plaid Inc. ("Plaid") to connect to your bank accounts. By using our service, you grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.
The service is provided "AS IS" without warranties of any kind. Because this is a Beta project, we do not guarantee that the app will be error-free or that your data will be permanently retained.
© 2026 Routine Guru • A Personal Utility Project